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Traditional insurance has drifted far from its purpose.
For decades, Americans have been trained to tolerate high premiums, poor coverage, endless denials, and adversarial customer service. Most accept it because they believe they have no choice.
It isn’t.
That’s why we created GoldCare Insurance. An accident & illness plan with legally binding benefits that protects you from serious, unexpected medical events.
Lower monthly costs. Clearer financial risk. Less unnecessary complexity.
What GoldCare Insurance covers
Everything you actually need from health insurance, without the complexity you don’t.
How it works for individuals & families
Enroll online
No individual medical screening, no waiting period. Choose your effective date and you’re covered. Enrollment takes minutes through Planstin Membership, our enrollment partner.
Call Care Navigation first
Before any non-emergency service, your Care Navigation team coordinates your care, finds the best providers, and manages costs on your behalf.
Meet your deductible, we pay the rest
You pay $3,000 per covered event (max two per year). After that, GoldCare Benefits, Inc. pays 100% of eligible costs, directly to providers, within 30 days.
GoldCare vs. traditional insurance
GoldCare Insurance is a limited accident & illness benefit plan, intentionally not ACA-compliant, which is what keeps the monthly premium low. Optional ACA-compliant configurations are available. To understand the trade-offs, read Dr. Gold’s white paper, The Great Health Insurance Mistake. Eligible ages 18 to 64. Pre-existing conditions covered on a graduated schedule.
2026 Individual & Family Rates
Every plan includes a full GoldCare membership
The medical-freedom platform trusted by 10,000+ members nationwide — a $17/month value, included at $0.
Care & Providers
Preparedness
Knowledge & Community
Want the full picture of the GoldCare platform? Visit GoldCare.com →
“GoldCare puts you in control. No rushed visits, no hidden costs, just transparent, patient-first care. Step away from the Medical Industrial Complex and choose real healthcare freedom today.”
Coverage your team will actually thank you for
ACA-compliant group coverage that goes beyond the minimum — one affordable package for your whole team.
ACA-Compliant MEC Plan
Minimum Essential Coverage that satisfies the employer mandate and keeps your business penalty-free.
Accident & Illness Coverage
The same straightforward protection on this page, available to your entire workforce.
Dental & Vision
Comprehensive dental and vision benefits bundled at competitive group rates.
Prescription Benefits
Rx discount programs and formulary options that cut employees’ out-of-pocket costs.
Dependent Coverage
Extend benefits to spouses and dependents with flexible family-tier pricing.
GoldCare Membership for Every Employee
The full wellness platform, included at $0 with the group plan.
No obligation. A GoldCare specialist walks you through plan options, custom pricing, and ACA compliance — at your pace.
Frequently asked questions
Talk to a human. Really.
No call centers, no scripts. A GoldCare specialist follows up within one business day, and there’s zero pressure to enroll.
Request a Callback