HealthShare Membership Simulator
Choose a HealthShare membership that works best for you and your budget. Contribute toward the GoldCare+ community each month. Monthly membership includes management fee.
GoldCare+ serves each patient’s best interest and promotes medical freedom, powered by
Complete medical freedom of choice. Pick any medical provider you want.
A community of like-minded members sharing medical costs.
We encourage healthy living within our community.
We do not have annual or lifetime caps on sharing
We voluntarily share each other’s medical costs as a community of like-minded individuals.
We have payment options for you to contribute directly through your employer or direct primary care practice.
We process our member’s medical needs as quickly as 5 business days.
We share acute medical costs incurred outside the United States.
GoldCare+ Provides Assurance
Here’s the Math!
Our Philosophy, Insurance, HSA, & Medical Cost-Sharing Options
You likely feel conflicted about which healthcare option is best for you and your family.
You likely believe you have only two choices: no insurance or conventional (legacy) health insurance. That is fake news. Join us to get the best of both: maximum choice, lower cost and financial protection for outsized expenses.
This is a system you will come to love. You pay for your individual care and membership fees and nothing more. Our fees cover all the expenses necessary to provide you with comprehensive medical care. You won’t pay for care you don’t receive, and we will always try to minimize costs when possible. Our goal is your best health, not extra expenses.
Here is how it works: your monthly flat-rate is calculated based upon the oldest person covered and the amount you select as “unshared”. So a family of four with a 61 year old as the oldest person is $465/month and an individual who is 27 is $92/month, if you select the highest “unshared” amount of $5,000. That’s it.
This is a system most know and many hate. Insurance companies charge you a monthly premium whether you need care or not. The insurance company is betting on paying less for reimbursement than you pay them in cash. They hedge their bet just like the Las Vegas House. In addition to a monthly premium, you agree to an annual deductible and a copay. The insurance company then also limits the amount they will pay the doctor/hospital - vastly limiting your health choices. The insurance company, not your doctor, decides who is covered and what is covered. Despite exerting that level of control, direct cost comparisons show that except in a minority of cases, you will pay dearly if using this model. After you calculate the premium, deductible and copay, almost all individuals and families have lost five figures/year. And in the process, you have been told where to go and who to see and what is covered.
Health-Savings Accounts (HSA)
This is a tax-free savings account that can be used to pay for authorized medical expenses. The health expenses a person incurs for diagnosis, treatment or prevention of a disease or medical condition are all eligible. Please refer to the IRS for more details https://www.irs.gov/publications/p969
We are a community of like-minded people with shared values.
We accept all adults age 18-64. There are no exceptions or requirements.
You make all your own health choices: your doctor, medicine, facility etc.
We offer several options based upon how much you want to pay each month.
There are easy membership guidelines that explain all sharable and non-sharable costs.
Is GoldCare+ a good fit for you?
Follow these questions to help you make the best decision based upon your unique needs.
Are you under 65 years old? GoldCare+ is a great option for adults who are 18 to 64. It’s currently not available for ages 65 and older.
Do you have a family who needs access to a cost sharing community? GoldCare+ is perfect for individuals, couples, spouses, and your children. We have an option that will work for your household size.
Are you actively seeking to improve your health? We encourage all members to live their healthiest lives, and we’d love to support your wellness goals.
Are you willing to help lift one another’s burdens? We’re a community of people who desire to help each other through difficult times. Health costs can be daunting, but we’re in it together with GoldCare+